Whether it’s driving to another state or cross-country shipping, every vehicle owner wants to know: Do I need insurance to ship my car? A very practical question and the answer guides shipping zen. For this reason alone, the answer is a resounding yes. Just like you wouldn’t drive without insurance, you shouldn’t ship it without coverage either. Even though accidents in transit are uncommon, the potential for damage during transport from weather, road debris, or other interstate travel surprises does exist.
At 1A Car Shipping, we specialize in insured, secure, and stress-free vehicle transport. In this blog post, we will demystify car transport insurance—what it is, how it works, its importance, and what makes a trustworthy carrier.
Apprehending When
Just like the need to take a car insurance policy when you buy a vehicle, having a shipping insurance policy is a must when it involves transporting your vehicle. While most reputable car shipping companies do everything they can to ensure the safety of your vehicle, a lot of things are simply out of their control. There are a number of reasons why cars sustain damage while being transported. Be it a strap that is not secured properly, hail storms, or even accidents along the way; vehicle damage during transportation happens
In order to alleviate concerns such as these, there is something known as auto transport insurance. In the event that your vehicle sustains damage or gets lost while in transit, you will not need to shoulder the finances alone. For peace of mind, especially when dealing with cross-country or international shipments, auto transport insurance policies greatly help
Most customers are under the assumption that their individual auto policy protects them against damages that occur due to shipping. This is far from the truth, as most insurance companies either completely omit, or severely limit claims for transport related damages. This is why it is so important to select a company that offers transport insurance.
What exactly does shipping insurance protect?
As is the case with most policies, every transporter is different, however, all auto transporters offer insurance covering:
Damage While Loading and Unloading – While loading and transporting your vehicle, scratches, dents, broken mirrors, chipped paint, and anything else that your vehicle may have accrued will be considered damage.
- Vandalism and Theft Provocation – Even though rare, acts of vandalism and theft provide provocation to vandalism and theft and can happen during transport or at terminal lots. Insurance covers your loss in the event of such incidents.
- Damage Due to Natural Events – Comprehensive insurance policies cover natural events such as hail and wind which may impact vehicles transported with open carriers. Such policies are very useful.
- Collision Damage – If a car shipping carrier has an accident and your vehicle is loaded, your car is protected underneath the carrier liability policy during the contract.
What Is Covered Under Car Shipping Insurance Policy?
In 1A Car Shipping, every vehicle is transported under our carrier’s insurance from pick up to drop off. We only work with licensed and insured transporters to cover any gaps in shipping insurance.
Not all auto transport insurance policies are created equal, which is why it’s important to do your due diligence. When asking “do I need insurance to ship my car,” the next logical step would be which policy is the right fit to get.
Here’s what to pay attention to:
- Carrier’s Insurance Certificate – A legitimate carrier is always willing to furnish a copy of their insurance certificate. This will outline the insurance coverage details, including the amount of coverage, policy limits, and the types of damages that are covered.
- Liability and Cargo Insurance – Liability insurance covers damage inflicted on other vehicles or property. Cargo insurance shields your vehicle from damage. Confirm that the carrier has both policies.
- Coverage Limits – With respect to the value of the vehicle and its mode of transport, coverage begins from $50,000 up to or over $250,000. If you’re transporting a high-end vehicle, ensure that the insurance policy provides coverage matching the actual value of the vehicle.
- Deductibles – Some policies may have a deductible where you bear part of the cost in the event of a claim. Make sure to ask about this to avoid miscalculations.
Inspection and Claims Process – Work with a company that undertakes thorough inspections of the automobile being transported before the movement and after to verify the condition of the vehicle. This ensures that your claim is well documented.
1A Car Shipping makes sure every vehicle is insured as required. We also enable our clients to have their questions addressed concerning the carriers insurance and aids them in the claim process if there is a need.
How to Prep Your Vehicle for Safe Transport and Insurance Issues?
Having an insurance policy in place is only one element of a secure transport. Taking all the necessary steps safeguards you fully in the rare event where a claim has to be made.
Take Pictures and Videos – Include the interior of the vehicle as well and document every angle. Time-stamped images will serve as valuable proofs in the possibility of damage occurring.
Remove Valuables – Items such as toll tags, GPS devices, loose electronics, and documents, hold no value during transport and are not insured under any personal claim.
Repair Work and Fluid Level Check – While not insurance related, having a broken vehicle can be a hassle when loading or unloading the vehicle.
Disable Alarms and Notify Special Instructions – Make it straight-forward for the transporter to handle your vehicle without undue risk or complications.
The principles outlined here, together with your policy, will provide you with peace of mind knowing you are sufficiently covered while, and that your vehicle is shipped without completion issues.
Why 1A Car Shipping is Your Trusted Choice for Insured Auto Transport
Transporting a vehicle is akin to trusting a third party with your asset, one that holds great value. With 1A Car Shipping, you get value beyond just transport. You get peace of mind, dependability, and utmost clarity.
Here’s why our customers continue to choose us:
Fully Insured Carriers – We have partnered with FMCSA licensed transporters that are insured and qualified. They also meet our safety standards and coverage requirements.
Zero Hidden Fees – You will never be caught off guard with hidden fees because all quotes are inclusive of insurance and all other fees.
Dedicated Customer Support – From insurance queries, and shipment tracking, to any other concerns during the process, our knowledgeable personnel will provide assistance.
Customized Options – For a high-value vehicle requiring enclosed transport, or for your daily driver needing open transport, we provide tailored options which include the necessary coverage.
Reputation You Can Trust – Join thousands of customers that have relied on 1A Car Shipping and trust in their reputation for insured transport of vehicles across the United States.
If you’re still wondering, “Is there a need for car shipment insurance,” then the resounding answer is yes – and we are here to provide the peace of mind you deserve. Request a free quote today with 1A Car Shipping and ship your vehicle with confidence. Ensuring the safety of your car during transportation is our greatest concern.
